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Archive for July, 2007

Top 10 Finance Tips for in your 30s

Tuesday, July 31st, 2007

A money guide, just for you (us)!

Hopefully you’ve spent every cent during your 20s, partied every night, traveled around Australia and even did a couple of overseas trips. Now, it’s time to start thinking about the future - as well as enjoying life! If this description sounds like you, it’s not too late to build solid financial foundations for the future. Here’s your “to do” list for the decade.

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Divorce - Protect Your Financial Future

Sunday, July 29th, 2007

Nearly 50% of first marriages and 70% of second marriages end in divorce.

Unfortunately, despite these high statistics, many people are not prepared when divorce comes knocking at their doors.

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Payday Loans and Other Private Lenders

Friday, July 27th, 2007

Payday loans and other private lenders offer an alternate type of financing for those who have been turned down for a commercial loan through regular ways. Payday loans and private lenders are willing to sit down and discuss a person’s business plan with an open mind regarding such financing.

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Understanding Student Loans

Wednesday, July 25th, 2007

Understanding Student Loans

Students who opt for higher studies often find that they lack the required capital to fund their anticipated study program stretching perhaps to several years. Fortunately, there are many institutions that a student can turn to for assistance for financing his education program.

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How to Stop Credit Card Fraud

Monday, July 23rd, 2007

If you are a merchant, particularly someone who sells products online, the chances of your business being exposed to credit card fraud is highly likely. For many businesses, credit card fraud is a cost that they apportion into doing business and they may even account for it in how the price products – similar to how a business may account for bad or doubtful debts.

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Currency Exchange Terms Every Forex Trader Should Know

Saturday, July 21st, 2007

Before jumping into the forex market, you need to arm yourself with some terminology that will be used in any course or software on this subject. The following set of terms were put together with the idea of providing the novice forex trader with the fundamental concepts of the forex trading business. While they sound technical, most are easy to understand and apply.

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Finding Federal College Grants

Thursday, July 19th, 2007

Federal college grants are available to virtually any student who has the determination to seek out and apply for them. It is true that federal college grants are usually awarded based on financial need but often times many students who are either too lazy or miss informed don’t apply at all. This is why it is important to apply for all grants big or small.

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Affordable Health Insurance and How to Get it

Tuesday, July 17th, 2007

Getting and keeping affordable health insurance in your state is up to you. With health insurance market constant changing with new laws, new research and increasing cost of healthcare. It is up to us to do our research to understand health insurance and the ways on how we can control health insurance costs.

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Choosing Debt Settlement or Debt Management

Sunday, July 15th, 2007

If you are struggling with debt, you may be researching what options are available to get out. Two options that might sound similar at first are debt settlement and debt management. Be careful, however, because these two are very different.

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The Mortgage Calculator, Complex Calculations Made Easy

Friday, July 13th, 2007

OK, class is in session. Two plus two equals four. Three plus three equals six. Now who can tell me what is the monthly payment on a 30yr amortized mortgage with a 15yr balloon, a buyer with a middle credit score of 620, and is putting a 5% down payment on the house. Oh yeah, they’re also paying two points on the loan. What is their monthly payment likely to be? Don’t forget to include principle, interest, and taxes as your final payment amount.

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